As a tenant, you are responsible for the property and its contents during the rental period. If something breaks or is damaged, it is your responsibility to fix it. To avoid financial troubles, it is therefore important that you have valid insurance that covers any potential damages.
Do I need home insurance as a tenant?
When you rent a home, it is important to have valid home insurance. Regardless of whether the landlord has home insurance or not, you as a tenant should get your own. There is a risk that the landlord's insurance does not cover you, your belongings, or damages you are deemed responsible for. To avoid complications and secure your stay, it is crucial to have valid home insurance.
Our recommendation is to use Hedvig Insurance, our partner who offers home insurance tailored for subletting tenants. Through this link, you get a 50% discount for the first three months. The insurance has no binding time, which is a perfect fit if you plan to rent for a shorter period than a year. You only pay for the time you actually live in the property.
About Hedvig Insurance
Hedvig launched its first insurance in 2018 and is a digital insurance company with personal service that helps you with both big and small issues. In the Hedvig app, you can report damages, chat with the service team, and manage everything related to your insurance. With Hedvig, you never have any binding time, meaning you can choose to cancel your insurance whenever it suits you. Today, Hedvig offers home, holiday home, car, and pet insurance, among others.
Always with Hedvig:
- 15% bundle discount
- No binding time
- Smooth and easy service directly in the Hedvig app
What do I do if damage occurs in the property I am renting?
If damage occurs in the property during the rental period, you must contact your landlord and inform them about the damage. Your landlord will then contact Qasa, who will assess whether the deposit covers what happened or if it is an insurance matter.